did you know you can get free credit reports
on an annual basis? I tried to signup for mine online, but none of the credit bureaus would let me because my address did not match their records. I just finished filling out all the forms and attaching stuff like copies of [new] my driver's license and W2 forms to mail back to them. What a pain in the ass. It seems so wrong to send all my personal information to some unknown company. But if you can't trust the credit bureaus, who can you trust?
I've been reading Young, Fabulous and Broke by S. Orman. She does a really good job of addressing issues for our generation and for the most part I agree with her suggestions. The only thing that pissed me off is her advice to "work hard and never ask for a raise". Her philosophy is that your boss will notice that you are doing a good job and reward you down the line. what.the.fuck. That might have been a decent strategy back in the day when working hard paid off financially, but nowadays employers will just take advantage of people who work hard and don't ask for anything. What really irks me is that one reason women are not paid as much as men is our disinclination to negotiate and ask for what we want. If all women followed Suze's advice, the wage difference would get bigger. I understand there are historical and political reasons for the wage gap, but unless women start taking a pro-active approach we're never gonna make as much as men.